FINANCIAL FORCASTING AND PLANNING
The following information is partial financial statements for Delima Berhad in 2014. Sales for the
year 2015 is expected to increase by $300,000 to $1,800,000. The fi
RISK AND RETURN
Return represents the total gain or loss on an
Basic concept: Each investor desires a return for
every single dollar of their investment.
Damia invests in 10 unit shares valued at
RM1000. At the e
TIME VALUE OF MONEY
Effective Annual Rate (EAR)
Time Value of Money
Basic Principle: A dollar received today is worth
more than a dollar received in the future.
This is due to o
BONDS AND STOCKS VALUATION
1. Definition of bonds
2. Terminology and characteristics of bonds
4. Bond Valuation
5. Yield to maturity (YTM)
DEFINITION OF BONDS
A type of debt (long-term promissory note) issued by
INTRODUCTION TO FINANCIAL MANAGEMENT
Definition to finance
Roles of financial manager
Basic forms of business organization
Goals of the firm
Financial markets and institution
DEFINITION OF FINANCE
Activities that earn and use of ca
Setelah anda mengikuti bab ini, anda seharusnya boleh:
1. Mengira kos hutang, saham terutama, dan ekuiti biasa.
2. Mengira kos pembiayaan modal.
3. Menggabungkan kos pembiayaan modal yang pelbagai di dalam
kos modal purata ber
SCHOOL OF ISLAMIC BUSINESS MANAGEMENT
COLLEGE OF BUSINESS
SCHOOL OF ACCOUNTING
COLLEGE OF BUSINESS
ADVANCE FINANCIAL MANAGEMENT
FINANCIAL ANALYSIS REPORT:
DUTCH LADY MILK INDUSTRY BERHAD
CASH FLOWS IN CAPITAL
Capital Budgeting Steps
The CFs of any project may include three (3) basic components:
1. Initial investment: the relevant cash outflow for a proposed
project at time zero.
2. Operating cash inflows: the incremental
BWFF2M3 ADVANCED FINANCIAL WAGEMENT
: \umr: M m if Number 'lulorial Gmup
A. This is a group Quiz.
B. The submission date is on Mandy 15 December 2014 up T0 4PM.
C. My room number is 238, COB Main Building ( is also know
The government is the highest form of
organization in human society.
Government may play a vital role in many
aspects of an economy, which have close
relations with economic development, such
as the eradication of pove
Concept of production
Production: Motives of the Producer
Costs of Production and the Law of
Prohibited Means of Production of
It is said that just as man cannot dest
Who are the agents?
Individual or households
Entrepreneurs (financial firm and
Who are the agents?
In economics, an agent is an actor and decision
maker in a model.
Typically, every agent makes de
DEFINITION OF ECONOMICS
Western Definition: Adam Smith (1776) defines economics as the
science of wealth or the study of how nations
become rich, being the
Islamic social security
Zakah (Sources and
Zakah means to grow and to increase.
Consequently zakah is blessing, growth,
cleanliness, and betterment.
In Lisan al Arab it is said, "The root of the
word zakah in Arabic means cleanliness,
meaning of Doctrines
Doctrines in Islam
Doctrines from the Quran
Doctrines from the Hadith
A belief or set of beliefs held and taught by a
church, political party, or other group.
Examples of religious doctrines include:
Beautified for people is the love of that which they desire - of
women and sons, heaped-up sums of gold and silver, fine branded
horses, and cattle and tilled land. That is the enjoyment of worldly
life, but Allah has with Him the best
DEFINITION OF SAVINGS: AN ISLAMIC APPRAISAL
Legitimacy Of Savings In Islam:
Savings is derived by deducting total consumption
expenditure from the total income for a given period
The Quranic Documents:
There are verses
and supply of labor
Case 1: 2 sector economy (the simple economy)
Y = rent, wages, profit, interest
BY NORIZA ABD AZIZ
Deposit & Bill of exchange
Saving & Current
WHAT IS DEPOSIT?
Money transferred into a customer's account at a
O mankind, eat from whatever is on earth [that is] lawful and good
and do not follow the footsteps of Satan. Indeed, he is to you a clear
enemy. (2: 168)
And thus we have made you a just community that y
Recap W4 L7
Measures of Dispersion
Relative Dispersion Measurement, CV
What do they give us?
Why need to measure variation (dispersion)?
What else do we need to know?
SQQS1013 W4 L8 ZZ
Central Tendency vs Dispersion
Physical productivity is the quantity of output produced by
one unit of production input in a unit of time. For example, a
certain equipment can produce 10 tons of output per hour.
Economic productivity is the value of output obtained with on
Factors that influence household to saving.
Real interest rate / PLS rate
Expectation of future income and job security
Availability of credit
The need to save to repay debts
Deposit for a mortgage, pay school & university fees.
Save for retirement in p
EFINITION OF DEMAND
Demand is the ability and willingness to buy specific quantities of a good at
alternative price in a given time period, ceteris peribus.
C L A S S I F I C AT I O N O F G O O D A N D S O L D
C O N V E N T I O N A L PERSPECTIVE
From Islamic economic, goods were classified according to its
consumptionhierarchy. There are four classifications of good from Islamic perspective.
Dharuriyat (Essentials) Goods that are classified as basic needs and necessary f o r a
2.0 DESCRIPTIVE DATA
Presentation of qualitative data: tables, bar chart (simple,
component and multiple), pie chart and line graph; benefits and
Presentation of quantitative data: stem and l
Zakiyah Zain (04-928-6323)
School of Quantitative Sciences
fb: Zakiyah Zain
Each year, around 10 humans are killed by
100 million sharks are killed by humans