Personal Financial Planning
Time Value of Money
Interest Tables (Tabular Solution)
FV = PV x (1 +
Chapter 10 - Launching the New Ship of State, 1789-1800
I. Growing Pains
1. In 1789, the new U.S. Constitution was launched, and the population was doubling every
Americas population was still 90% rural, with 5% living west of the Appalachians.
I. The Protestant Reformation Produces Puritanism
1. 1517, Martin Luther nailed his 95 Theses to the door of the Wittenberg Cathedral.
Luther had several explosive ideas including
The Bible alone was the source of Gods word (not the Bible and the church
Chapter 07 - The Road to Revolution, 1763-1775
I. The Deep Roots of Revolution
1. In a broad sense, the American Revolution began when the first colonists set foot on
2. The war may have lasted for eight years, but a sense of independence had alr
I. The Unhealthy Chesapeake
1. Life in the American wilderness was harsh.
2. Diseases like malaria, dysentery, and typhoid killed many.
3. Few people lived to 40 or 50 years.
4. In the early days of colonies, women were so scarce that men fought
Chapter 06 - The Duel for North America, 1608-1763
I. France Finds a Foothold in Canada
1. Like England and Holland, France was a latecomer in the race for colonies.
It was convulsed in the 1500s by foreign wars and domestic strife.
In 1598, the Edict o
Chapter 08 - America Secedes from the Empire,
I. Congress Drafts George Washington
1. After the bloodshed at Lexington and Concord in April of 1775, about 20,000 Minutemen
swarmed around Boston, where they outnumbered the British.
2. The Second
Go-Po Midterm Study Guide -
Chapter 1 - Roots of Government
Skip I and II of this chapter.
III - Functions of American Government
A) Democracy V.S. Republic
USA is a democratic-republic
Democracy - people rule (direct or indirect).
Republic - A democra
Has partially + regions and partially regions.
H20 IS A POLAR MOLECULE
Life-Supporting properties of H20
Polarity leads to Hydrogen bonding
Cohesive nature of H20
Biological significance of ice floating
Water as a solvent
Gross Domestic Product (GDP)
vs. Gross National Happiness (GNH)
The New Science of HAPPINESS
Happy Planet Index (HPI)
Global AgeWatch Index
What makes you happy?
Gross Domestic Product (GDP)
The Government of the Hong Kong Special Administrative
Region of the Peoples Republic of China
Retail Bond Issuance Programme
iBond Series HK$10,000,000,000 Retail Bonds Due 2017
Subscription Period 9:00 a.m. on Wednesday, 23 July 2014 to
2:00 p.m. on Thu
listed on The Stock
Exchange of Hong Kong Limited (Stock Exchange), a
wholly-owned subsidiary of Hong Kong Exchanges and
Clearing Limited, include bonds and notes which
represent loans to an entity (such as a government or
Semester B 2014-2015
Tutorial 6 L04 Credit Cards and Consumer Loans (Team D)
Vikki Rococo (age 26) has been living in her apartment for three years. Her savings system is well
organized and she feels comfortable
CGE17105 Personal Financial Planning
Tutorial 2 Personal Financial Planning (ALL Teams)
All Teams must prepare and have a group discussion for All 5 Questions.
Each team has 5 minutes and ONLY presents their corresponding questions
Digital Commons @ Lingnan University
Hong Kong Happiness Index
Happiness Study in Hong Kong
Hong Kong Happiness Index Survey 2014
Lok Sang HO
Centre for Public Policy Studies, Lingnan University, Hong Kong, [email protected]
The University of Hong Kong
Public Opinion Programme
Hong Kong Family Happiness Index Survey
Jointly compiled by
CHUNG Ting-Yiu Robert, PANG Ka-Lai Karie
And LEE Wing-Yi Winnie
27 June 2008
Everything in this publication is the work of in
Equity securities, generally referred to as shares or stocks, represent
ownership units in the issuing company. In Hong Kong, shares
are listed either on the Main Board or on the Growth
Enterprise Market (GEM) of The Stock
BIOLOGY MIDTERM STUDY GUIDE
Scientific Method/Characteristics of Life/Gen. Chem/Properties of H20
Ind. Variable V.S. Dependent Variable
On X-axis of a graph
Changes at own will
On Y-axis of a graph
Results depend on results of Ind. Variable