Review Sheet for RMI 270
Notes about the exam:
You may need a calculator for some questions-please bring one along to all
exams. Cell phone calculators will NOT be permitted.
The questions are intended to be evenly split out over the chapters weve
1. Find the following annual premium (with tobacco-free discount), deductible, and out-ofpocket maximum information from the three Ball State medical plan options for both an
individual and a family of 4, assuming all medical expenses are from an In-Netwo
Chapter 9Introduction to Medical Expense Coverage
Explain the historical development of health insurance as an employee benefit.
Prior to 1930little health insurance
Large employers began to self-fund in the 1970s
o No premium tax
Blue Cross/Blue Shieldin