What is decentralization?
Transfer of authority from central to local
Encompasses a variety of concepts which must
be carefully analyzed in any particular country
This analysis should include the va
Demand for Insurance
What is insurance risk pooling?
What is risk aversion?
Demand for insurance?
Factors affecting demand for insurance?
Problems with demand for insurance
Topic 4_Health Insurance ,Moral Hazard and Adverse Selection
Aims of the Session
Provide an insight into the Grossman model
Provide guidance on the technical concepts and
graphical representation of the model
Show the implications of the model and highlight
FUNDING HEALTH CARE
In Africa the major sources of funding health care includes:
1. GENERAL TAX:
This is the most common source of financing health care. The taxes are either direct or indirect.
Direct taxes are those deducted directly from ones income li
Demand for health and healthcare
In analyzing health care markets, health economists
distinguish between demand, need and utilization.
Health care demand refers to the amounts of various
health care services a consumer desires at g
Market = where demand and supply adjust through
price. can be seen as a tool or mechanism, for
allocating resources in a society.
Market failure = all the ways in which a specific market
may not meet the conditions for social opti
How health and development are related to each other?
Why is health so important?
Different indicators of health
Measurement of health and problems associated with this
Health and growth
Health expenditure and health
Health and healthcare are dominant economic and
political issues in many countries
Most countries have experienced rapid increases in
healthcare spending over the years, making health
economics a distinct field
Importance and rationale for the focus on health
Definitions for health care financing
Different mechanisms of financing
Community based financing
Health System (functions
Economic Evaluation of Health
Why economic evaluation?
Scarce resources and the necessity of choice
Concern that markets may not allocate
resources to health care efficiently or fairly
As a result to a lesser or g
HEALTH POLICY AND PLANNING; 16(1): 556
Oxford University Press 200.
Health-care seeking and expenditure by young Indian mothers
in the public and private sectors
JAGDISH C BHATIAl AND JOHN CLELANDz
7Consultant in Health Services Management, Bangalore,