This deliverable was prepared to begin the process of determining profitability and
feasibility of adding a decking component to Gallerys current product mix.
Ronald C. Williams
June 27, 2017
1. It will take 26 mins to bake one order of cookies from beginning to end. I got
this by adding the minutes at each station together.
2. We can make roughly 22 batches of cookies in 4 hours. It is go
An artwork or form derived from visual reality
that has been distilled or transformed, reducing
its resemblance to the original source.
The reduction of an image or object to an essential
aspect of his original form or concept
Chapter 07: Current Asset Management
Current Asset Management
In the management of cash and marketable securities, why should the primary
concern be for safety and liquidity rather than maximization of profit?
Chapter 09: Time Value of Money
Time Value of Money
How is the future value (Appendix A) related to the present value of a single
sum (Appendix B)?
The future value represents the expected worth of a single amount, wher
Chapter 14: Capital Markets
In addition to U.S. corporations, what government groups compete for funds in
the U.S. capital markets?
The federal government, government agencies, and state and local gove
Chapter 04: Financial Forecasting
What are the basic benefits and purposes of developing pro forma statements and
a cash budget?
The pro-forma financial statements and cash budget enable the firm t
Chapter 02: Review of Accounting
Review of Accounting
Discuss some financial variables that affect the price-earnings ratio.
The price-earnings ratio will be influenced by the earnings and sales growth of
the firm, the
Chapter 11: Cost of Capital
Cost of Capital
Why do we use the overall cost of capital for investment decisions even when
only one source of capital will be used (e.g., debt)?
Though an investment financed by low-cost
Chapter 18: Dividend Policy and Retained Earnings
Dividend Policy and Retained Earnings
How does the marginal principle of retained earnings relate to the returns that a
stockholder may make in other investments?
F301 (Block, Hirt and Danielsen)
The following normal notations are used for few Ratios in Chapter 3
E =Stockholders equity
A= Total assets
ROE= Return on Equity
S = Total Sales
S/A =Total Asset Turnover Ratio (#8)
D =Total debt or total liabilit
Farewell, My Love
I never thought I could fall in love with a man such as Orpheus. He is a musician, a great
one at that, and could have any woman that he wanted. Why he chose me I will never
understand, although I am lucky and grateful
April 10, 2013
The Girl Who Play With Dihydrogen Monoxide
My grandmas birthday is coming up and for her birthday we had decided to make her a
scrapbook of pictures of her family. We wanted her to have quick access to some lovely pictures
The Little Lonely Man
Every day I am alone and every night I am alone; I only have myself. All that would
make me happy is to have a companion: someone to share my day with, my life. This confidant
would not have to be a female, nor a lover i
Final Project Proposal (for the PHOTO PROJECT: FINAL)
DUE week 13: (to be completed by Tuesday, 11/19)
Review the Assignment sheet for your PHOTO PROJECT: FINAL. Then complete the following and save as
It should look like: Smit
Indiana University South Bend
FINA-A 190 Art, Aesthetics, and Creativity
Topic: Point and Shoot, An Introduction to Digital Photography
WRITTEN EXERCISE: Introduction and Select Photograph
DUE week 2: (to be completed, submitted to Assignments by 10 a.m.
For my final project I decided to use the Tableau genre because of its over
exaggerated feeling. The tableau genre has very artificial light and scenes that make it
seem over exaggerated. This genre was perfect for my idea of clichs of college. The over
WRITTEN EXERCISE: LANDSCAPE COMPARISON (Lori Nix and Stephen Wilkes)
View the image sheet and complete the following. Use paragraph format with complete
sentences free of all errors and reflective of a college-educated student.
Describe fully and in de
As part of your project, you will write a 1-2 page statement (word document) that identifies
each of your landscape locations and describes your style in each image.
Additionally, explain the significance of (both) your rural and urban scape.
For the land
For this portrait project I had to take two portraits of two different people. The people
in my life are full of energy and happiness and I wanted to show that through photographs. I
decided to take pictures of my two roommates because they are t
WRITTEN EXERCISE: PORTRAIT COMPARISON (Richard Avedon and Catherine Opie)
Complete the following. Use paragraph format with complete sentences free of all errors and
reflective of a college-educated student.
Describe fully and in detail each of the ima
August 6, 2013
These three advertisements are all part of the same marketing strategy for Jeep called
Fun Wheels. Jeep has always been known as a car company that makes vehicles meant for
active people. These adve
Profit Margin Net Income
ROA net income
ROE net income
Avg Collection Period
Avg Daily Credit Sales
Inventory Turnover Inventory
Fixed asset Tu
Jross P rofits
- Depreciation Expense
Operating p rofit (EBIT)
- Interest Expense
Earnings Before Taxes (EBT)
Earnings a fter Taxes (EAT)
- Preferred s tock dividends
Earnings available c ommon s tock
Chapter 24 - Managing Risk off the Balance Sheet with Loan Sales and Securitization
Managing Risk off the Balance Sheet with
Loan Sales and Securitization
I. Chapter Outline
1. Why Financial Institutions Sell and Securitize Loans: Chap