Not too easy. Not too difficult.
I would recommend this course because everyone needs to know the basics about personal finance issues. This course covers checking accounts, banks, loans, home owners insurance and auto insurance. Also we covered investment information and retirement.
The highlights of this course were learning about the basics of setting up checking and savings accounts. We learned the difference between commercial banks which are the only source of receiving cash and credit unions and where to go for mortgages. We were exposed to actual people in the field of banking, as well actual insurance agent from State Farm insurance. We studied bonds and IRAs, Mutual Funds and we covered taxes like federal, state, and learned what you were required to pay and when. We learned the difference between marginal taxes, gross income and taxable income. We learned about deductions and exemptions and ways to prepare for retirement and even 401ks. I wish I had taken this course when I knew nothing about any of these things but it was not a requirement for my Biology degree program. Everyone should take this class as it pertains to anyone who plans on dealing with money in any way.
Hours per week:
Advice for students:
I would recommend this course to young college students to take before graduating so they can be prepared for the real world of dealing with money and applying finances in their everyday life. Everyone can benefit from understanding that knowledge of everyday activities involve something to do with money. And it's very important to understand how to manage your money through checking accounts and savings account and setting aside money in an emergency saving fund, and how much to plan for college savings for their children and understanding the future and present value of money. And everyone should think about their long term goals before their short term and intermediate goals. And basically how one should look at their goals in the term of money, then define their goals and set realistic goals, and setting a time frame to accomplish them, then implement and evaluate those goals and redefine goals as their life situations changes and as they move from one stage of life to the next. So I strongly and highly recommend this course to everyone because you're never too old to learn about money and what it can do or not dor for you.