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Please submit no more than five pages

of the analysis, including references, tables, and graphs. In your analysis, please include as detailed as possible, including calculation steps. One submission per group. Please note: If any groups/individuals have the same report, both will earn zero credit.

1.      Calculate the emergency fund ratio. Please refer to

2.      Calculate the current ratio. Please refer to

3.      Calculate housing expense ratio. Please refer to

4.      Analyze their debt (including housing autos, credit cards, and margin loan)

5.      Make recommendation

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