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Write a problem applicable to you that illustrates a personal investment situation with cash flows over a 4 year period.

Write a problem applicable to you that illustrates a personal investment situation with cash flows over a 4 year period. List the time periods and the expected cash flows for that problem (similar to problem #3 on page 179).
What is the cash value of your problem at a discount rate of 0%?
What is the cash value of your problem at a discount rate of 5%?
Which do you believe is the most reflective of the current economic climate of the US in 2009? Explain
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