As a nursing student, you are required to carry malpractice insurance at your university.

When you graduate and go into practice as an RN, the decision to carry malpractice

insurance is no longer a requirement, unless you are acting in a specialized role such as

a nurse anesthetist, nurse practitioner, or midwife at the hospital where you work.

Discussion Questions:

1. What is the purpose of carrying malpractice insurance for registered nurses?

2. Does the employing agency always carry malpractice insurance for professional

employees?

3. Identify the pros and cons for carrying personal malpractice insurance for

registered nurses.

4. Discuss the items you should look for in a personal malpractice policy for

registered nurses.

5. Describe the amounts most commonly covered under a personal malpractice

policy for registered nurses.