As a nursing student, you are required to carry malpractice insurance at your university. When you graduate and go into practice as an RN, the
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Question

As a nursing student, you are required to carry malpractice insurance at your university.

When you graduate and go into practice as an RN, the decision to carry malpractice


insurance is no longer a requirement, unless you are acting in a specialized role such as


a nurse anesthetist, nurse practitioner, or midwife at the hospital where you work.


Discussion Questions:


1. What is the purpose of carrying malpractice insurance for registered nurses?


2. Does the employing agency always carry malpractice insurance for professional


employees?


3. Identify the pros and cons for carrying personal malpractice insurance for


registered nurses.


4. Discuss the items you should look for in a personal malpractice policy for


registered nurses.


5. Describe the amounts most commonly covered under a personal malpractice


policy for registered nurses.

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